Tuesday September 30, 2014
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Tuesday September 30, 2014

Contributors: Business - Making Cents

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    Sunday Sep 14, 2014 | 8:37 pm

    A few minutes of reading about car insurance could…

    I’m going to dedicate the couple of posts to auto insurance. The first one more geared toward the industry in general (advertising, market share, etc.) and the next one (or maybe two) will look more at details such as parts of the policy, cautions about switching companies, etc. Car insurance. Can’t stand it, can’t not have it. Unless you live in New Hampshire – as far as I can tell […]

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    Monday Sep 01, 2014 | 2:26 pm

    Put some work into your budget this Labor Day

    Labor Day is here and along with it comes the onslaught from our consumer society. Sales! Deals! Bigger Deals! HUGE DEALS! SAVINGS! Yuck. This seems like a good time to hold onto your wallet. That’s part of a phrase I tell my students every year. I tell them that the more enthusiastic the sales pitch, or when someone offers something for free, simply hold on to your wallet, look the […]

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    Sunday Aug 24, 2014 | 6:45 pm

    Your credit score may have just gone up – and that’s not necessarily a good thing.

    Most of our recent, collective financial attention has been focused on the stock market, with the housing and job markets, and the economy as a whole coming in second place and beyond, respectively. Lost among the personal finance news of the summer was the recent change to the FICO credit score scoring system. The change in the system probably won’t mean very much to most Americans in the long run, […]

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    Sunday Jul 27, 2014 | 9:03 pm

    Oh, You Crazy Stock Market, You

    The performance of the stock market is now part of our daily conversations.  This is partly due to increased media coverage over the years and partly because more of us have (or at least feel like we have) a stake in the markets.  And now with the DJIA and other indices reaching all time highs, the big question is “Will it continue?”  This is complimented by related questions such as […]

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    Sunday Jul 06, 2014 | 8:52 pm

    Student loan rates change, but principles of borrowing remain the same

    Did you like the little play on words in the title?  I love how the English language provides those opportunities.  The principal was lecturing the students on the principles of principal and interest. July 1st brought some changes to federal student loan programs.  The headlines announcing these changes range from virtually non-existent to telling us how great the changes are to telling us how bad the changes are.  Like with […]

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    Sunday Jun 22, 2014 | 8:01 pm

    Refinancing? Try reducing the length of the loan

    Over the last six months of doing this blog, I’ve used examples of mistakes I’ve made with money. Using store credit cards, living in the monthly payment mindset, latte addiction, borrowing for cars, and failing to start a savings program when I was younger are just a few from the list. Yes, there are more. Oh no, I’ve gone and made myself depressed. It’s ok, though, I have just the […]

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    Monday Jun 09, 2014 | 12:46 am

    Surprise quiz today

    A recent study by FINRA (Financial Industry Regulatory Authority) reported some startling statistics regarding the financial literacy level of Americans.  FINRA surveyed 25,000 people and found that 86% could not correctly answer five basic personal finance questions – possibly alarming.  75% could not answer four of the five questions correctly – definitely alarming.  I took the quiz myself and although I admit that the question about bond prices is not […]

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    Sunday Jun 01, 2014 | 8:17 pm

    An eye on the economy

    "US Economy:  GDP Shrank in First Quarter"  I saw that headline on Thursday’s PPH (online) and it didn’t interest me.  Earlier that day I heard the same news on NPR, but still no reaction.  That is saying something because I generally pay close attention to the economy.  I need to know what’s going on for my teaching, for my personal finance interests, and, honestly, I like economics.  There, I said […]

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    Tuesday May 27, 2014 | 2:25 pm

    Major budget item – going to a ballgame

    Take Me Out to the Ballgame No, really, please take me because I can’t afford to take myself!  Well, I guess I can afford to go, but the question is, given the cost, should I go?  In a few years when my son is old enough to understand what a ballgame is, I wonder, will I think it’s worth it?  I wish that money was not part of the decision.  […]

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